Rebuild stability after loss
Limits and endorsements aimed at helping you recover without guesswork.
Coverage that fits your life
Property Insurance
Protect your home and valuables against fire, theft, and natural disasters with our comprehensive property plans.
Get a QuoteWhy this coverage matters
Your property is likely your biggest investment—and it holds everything that makes a house a home. Stellaris homeowners and renters packages protect dwellings, possessions, liability, and additional living expenses after covered losses. We walk you through dwelling limits, endorsements for valuables, water backup, flood gaps, and more.
Key features
Dwelling & structures
Protect the home plus other structures like garages and sheds where applicable.
Personal property coverage
Contents protection with options for schedules on jewelry, electronics, or collectibles.
Personal liability shield
If someone is injured on your property or you accidentally harm others elsewhere.
Loss of use support
Help with lodging and meals during covered repairs when you cannot stay home.
Benefits built around you
Straightforward advantages you can feel from day one—not fine-print surprises.
Protection beyond the structure
Liability and belongings coverage that matches how you live.
Clear gap analysis
We highlight flood, earthquake, and optional coverages you may still want.
Review as life changes
Renovations, new purchases, and rental situations—we keep coverage current.
Get insured today
Ready for a personalised quote? Our advisors respond quickly—with clear options built around your goals.
Get a Quote